Fri Aug 18, 2000
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS 800-866-6511

                                                                CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
POPULATION
2005 PROJECTION                                             445           123,617
2000 ESTIMATE                                               460           114,940
1990 CENSUS                                                 484            97,855
1980 CENSUS                                                 838            89,807
GROWTH 1980 - 1990                                      -42.24%             8.96%
HOUSEHOLDS
2005 PROJECTION                                             186            47,835
2000 ESTIMATE                                               191            44,057
1990 CENSUS                                                 199            37,314
1980 CENSUS                                                 325            32,603
GROWTH 1980 - 1990                                      -38.82%            14.45%
2000 ESTIMATED POPULATION BY RACE                           460           114,940
WHITE                                                    66.74%            85.31%
BLACK                                                    33.26%            12.91%
ASIAN & PACIFIC ISLANDER                                  0.00%             0.79%
OTHER RACES                                               0.00%             0.99%
2000 ESTIMATED POPULATION                                   460           114,940
HISPANIC ORIGIN                                           0.00%             1.50%
OCCUPIED UNITS                                              199            37,314
OWNER OCCUPIED                                           85.93%            76.89%
RENTER OCCUPIED                                          14.07%            23.11%
1990 AVERAGE PERSONS PER HH                                2.43              2.57
2000 EST. HOUSEHOLDS BY INCOME                              191            44,057
$150,000 OR MORE                                          0.00%             1.04%
$100,000 TO $149,999                                      0.00%             2.21%
$ 75,000 TO $ 99,999                                      2.62%             5.30%
$ 50,000 TO $ 74,999                                     16.75%            15.44%
$ 35,000 TO $ 49,999                                     14.66%            16.61%
$ 25,000 TO $ 34,999                                      8.38%            15.50%
$ 15,000 TO $ 24,999                                     21.47%            18.15%
$  5,000 TO $ 15,000                                     24.61%            18.90%
UNDER $ 5,000                                            11.52%             6.85%
2000 EST. AVERAGE HOUSEHOLD INCOME                     $29,354           $37,796
2000 EST. MEDIAN HOUSEHOLD INCOME                      $21,429           $28,935
2000 EST. PER CAPITA INCOME                            $12,188           $14,899
Fri Aug 18, 2000                                                          Page 2
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511
                                                                CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
2000 ESTIMATED POPULATION BY SEX                            460           114,940
MALE                                                     47.17%            48.46%
FEMALE                                                   52.83%            51.54%
MARITAL STATUS                                              376            76,701
SINGLE MALE                                               9.84%            10.59%
SINGLE FEMALE                                             8.78%             7.54%
MARRIED                                                  53.19%            61.19%
PREVIOUSLY MARRIED MALE                                   5.05%             6.38%
PREVIOUSLY MARRIED FEMALE                                23.14%            14.30%
HOUSEHOLDS WITH CHILDREN                                     63            14,106
MARRIED COUPLE FAMILY                                    68.25%            75.19%
OTHER FAMILY-MALE HEAD                                    4.76%             4.10%
OTHER FAMILY-FEMALE HEAD                                 25.40%            20.04%
NON FAMILY                                                1.59%             0.67%
2000 ESTIMATED POPULATION BY AGE                            460           114,940
UNDER 5 YEARS                                             6.74%             6.73%
5 TO 9 YEARS                                              6.74%             6.74%
10 TO 14 YEARS                                            7.61%             6.97%
15 TO 17 YEARS                                            4.13%             4.46%
18 TO 20 YEARS                                            4.57%             4.19%
21 TO 24 YEARS                                            4.35%             5.15%
25 TO 29 YEARS                                            6.09%             6.80%
30 TO 34 YEARS                                            4.35%             6.31%
35 TO 39 YEARS                                            6.52%             6.59%
40 TO 49 YEARS                                           12.83%            13.64%
50 TO 59 YEARS                                           11.74%            12.17%
60 TO 64 YEARS                                            4.57%             4.56%
65 TO 69 YEARS                                            3.91%             4.03%
70 TO 74 YEARS                                            6.74%             3.93%
75 + YEARS                                                9.13%             7.73%
MEDIAN AGE                                                39.11             37.01
AVERAGE AGE                                               39.69             38.15




Fri Aug 18, 2000                                                          Page 3
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511
                                                                CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
2000 ESTIMATED FEMALE POP. BY AGE                           243            59,236
UNDER 5 YEARS                                             6.17%             6.46%
5 TO 9 YEARS                                              6.17%             6.47%
10 TO 14 YEARS                                            5.76%             6.59%
15 TO 17 YEARS                                            4.53%             4.16%
18 TO 20 YEARS                                            3.70%             3.92%
21 TO 24 YEARS                                            4.12%             4.71%
25 TO 29 YEARS                                            6.58%             6.32%
30 TO 34 YEARS                                            3.29%             6.02%
35 TO 39 YEARS                                            7.82%             6.57%
40 TO 49 YEARS                                           11.93%            13.61%
50 TO 59 YEARS                                           10.70%            12.18%
60 TO 64 YEARS                                            4.94%             4.64%
65 TO 69 YEARS                                            4.12%             4.27%
70 TO 74 YEARS                                            7.82%             4.36%
75 + YEARS                                               12.35%             9.72%
FEMALE MEDIAN AGE                                         41.92             39.07
FEMALE AVERAGE AGE                                        42.43             39.83
POPULATION BY HOUSEHOLD TYPE                                484            97,855
FAMILY HOUSEHOLDS                                        86.16%            87.51%
NON-FAMILY HOUSEHOLDS                                    13.84%            10.67%
GROUP QUARTERS                                            0.00%             1.82%
HOUSEHOLDS BY TYPE                                          199            37,314
SINGLE MALE                                               6.03%             8.54%
SINGLE FEMALE                                            25.63%            15.08%
MARRIED COUPLE                                           49.25%            60.12%
OTHER FAMILY-MALE HEAD                                    3.02%             2.93%
OTHER FAMILY-FEMALE HEAD                                 15.58%            11.40%
NON FAMILY-MALE HEAD                                      0.50%             1.24%
NON FAMILY-FEMALE HEAD                                    0.00%             0.69%
POPULATION BY URBAN VS. RURAL                               478            98,024
URBAN                                                     0.00%            36.98%
RURAL                                                   100.00%            63.02%




Fri Aug 18, 2000                                               Page 4
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511

LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
FEMALES 16+ WITH CHILDREN 0 - 17: BASE                      212            39,453
WORKING WITH CHILD 0 - 5                                  0.94%             4.12%
NOT WORKING WITH CHILD 0 - 5                              0.00%             0.56%
NOT IN LABOR FORCE WITH CHILD 0 - 5                       2.83%             3.15%
WORKING WITH CHILD 6 - 17                                10.38%            13.61%
NOT WORKING WITH CHILD 6 - 17                             1.89%             0.87%
NOT IN LAB. FORCE WITH CHILD 6 - 17                       0.94%             4.41%
WORKING WITH CHILD 0 - 5 & 6 - 18                         6.13%             4.07%
NOT WORKING WITH CHILD 0-5 & 6-18                         0.00%             0.42%
NOT IN LAB. FORCE W/CHILD 0-5 &6-18                       5.19%             2.13%
WORKING WITH NO CHILDREN                                 24.06%            25.10%
NOT WORKING WITH NO CHILDREN                              0.47%             1.70%
NOT IN LAB. FORCE WITH NO CHILD.                         47.17%            39.86%
HH BY AGE BY POVERTY STATUS                                 189            37,341
ABOVE POVERTY UNDER AGE 65                               47.09%            60.14%
ABOVE POVERTY AGE 65 +                                   19.05%            17.77%
BELOW POVERTY UNDER AGE 65                               10.58%            13.10%
BELOW POVERTY AGE 65 +                                   23.28%             8.99%
POPULATION 16+ BY EMPLOYMENT STATUS                         351            75,358
EMPLOYED IN ARMED FORCES                                  0.00%             1.77%
EMPLOYED CIVILIANS                                       49.57%            53.10%
UNEMPLOYED CIVILIANS                                      3.13%             3.58%
NOT IN LABOR FORCE                                       47.29%            41.55%
POPULATION 16+ BY OCCUPATION                                174            40,014
EXECUTIVE AND MANAGERIAL                                  1.15%             8.13%
PROFESSIONAL SPECIALTY                                    8.62%             9.78%
TECHNICAL SUPPORT                                         1.15%             2.76%
SALES                                                     4.60%             9.15%
ADMINISTRATIVE SUPPORT                                    6.90%            12.86%
SERVICE: PRIVATE HOUSEHOLD                                3.45%             0.37%
SERVICE: PROTECTIVE                                       2.87%             2.16%
SERVICE: OTHER                                           10.34%            10.84%
FARMING FORESTRY & FISHING                                7.47%             4.93%
PRECISION PRODUCTION & CRAFT                             11.49%            14.18%
MACHINE OPERATOR                                         22.41%            13.97%
TRANS. AND MATERIAL MOVING                               11.49%             5.20%
LABORERS                                                  8.05%             5.67%
Fri Aug 18, 2000                                                          Page 5
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511
                                                                CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
FAMILIES BY NUMBER OF WORKERS                               126            28,026
NO WORKERS                                               21.43%            15.48%
ONE WORKER                                               30.16%            29.86%
TWO WORKERS                                              38.89%            44.87%
THREE + WORKERS                                           9.52%             9.79%
HISPANIC POPULATION BY TYPE                                 484            97,855
NOT HISPANIC                                            100.00%            99.15%
MEXICAN                                                   0.00%             0.34%
PUERTO RICAN                                              0.00%             0.16%
CUBAN                                                     0.00%             0.06%
OTHER HISPANIC                                            0.00%             0.29%
2000 HISPANICS BY RACE: BASE                                  0             1,725
WHITE                                                     0.00%            65.62%
BLACK                                                     0.00%             4.85%
ASIAN                                                     0.00%             4.60%
OTHER                                                     0.00%            24.93%
POPULATION BY TRANSPORTATION TO WORK                        165            40,583
DRIVE ALONE                                              49.70%            74.87%
CAR POOL                                                 36.36%            18.15%
PUBLIC TRANSPORTATION                                     0.00%             0.37%
DRIVE MOTORCYCLE                                          0.00%             0.27%
WALKED ONLY                                               6.06%             2.38%
OTHER MEANS                                               3.64%             0.88%
WORKED AT HOME                                            4.24%             3.08%
POPULATION BY TRAVEL TIME TO WORK                           165            40,583
UNDER 10 MINUTES / WORK AT HOME                          42.42%            23.68%
10 TO 29 MINUTES                                         30.30%            47.10%
30 TO 59 MINUTES                                         12.73%            22.49%
60 TO 89 MINUTES                                         10.91%             5.17%
90+ MINUTES                                               3.64%             1.56%
AVERAGE TRAVEL TIME IN MINUTES                            20.82             21.02
HOUSEHOLDS BY NO. OF VEHICLES                               194            37,340
NO VEHICLES                                              18.04%             9.74%
1 VEHICLE                                                38.14%            33.11%
2 VEHICLES                                               31.96%            38.21%
3+ VEHICLES                                              11.86%            18.94%
ESTIMATED TOTAL VEHICLES                                    272            63,528
Fri Aug 18, 2000                                                          Page 6
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511
                                                                 CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
POPULATION 25+ BY EDUCATION LEVEL                           301            63,660
ELEMENTARY (0-8)                                         28.24%            18.78%
SOME HIGH SCHOOL (9-11)                                  24.25%            20.06%
HIGH SCHOOL GRADUATE (12)                                28.57%            30.60%
SOME COLLEGE (13-15)                                     10.96%            16.09%
ASSOCIATES DEGREE ONLY                                    3.99%             5.60%
BACHELORS DEGREE ONLY                                     1.99%             5.87%
GRADUATE DEGREE                                           1.99%             3.00%
POPULATION ENROLLED IN SCHOOL                               114            23,633
PUBLIC PRE- PRIMARY                                      11.40%             4.01%
PRIVATE PRE- PRIMARY                                      0.00%             1.57%
PUBLIC ELEM/HIGH                                         76.32%            74.83%
PRIVATE ELEM/HIGH                                         0.00%             1.06%
ENROLLED IN COLLEGE                                      12.28%            18.52%
HOUSING UNITS BY OCCUPANCY STATUS                           215            42,331
OCCUPIED                                                 92.56%            88.15%
VACANT                                                    7.44%            11.85%
VACANT UNITS                                                 16             5,017
FOR RENT                                                 25.00%            19.22%
FOR SALE ONLY                                             0.00%            13.51%
SEASONAL                                                  6.25%            15.02%
OTHER                                                    68.75%            52.24%
OWNER OCCUPIED PROPERTY VALUES                              145            18,099
UNDER $25,000                                            73.79%            23.42%
$25,000 TO $49,999                                       18.62%            40.83%
$50,000 TO $74,999                                        6.90%            22.27%
$75,000 TO $99,999                                        0.69%             8.56%
$100,000 TO $149,999                                      0.00%             3.74%
$150,000 TO $199,999                                      0.00%             0.77%
$200,000 TO $299,999                                      0.00%             0.31%
$300,000 TO $399,999                                      0.00%             0.04%
$400,000 TO $499,999                                      0.00%             0.01%
$500,000 +                                                0.00%             0.04%
MEDIAN PROPERTY VALUE                                  $16,898           $41,273
TOTAL RENTAL UNITS                                           22             6,868
MEDIAN RENT                                                $99              $172
Fri Aug 18, 2000                                                          Page 7
CUSTOM SUMMARY REPORT
(POP FACTS: FULL DATA REPORT)
BY EQUIFAX NATIONAL DECISION SYSTEMS  800-866-6511
                                                                CENTER OF PLACE
LOCKHART, ALABAMA                                  PLACE       31:00.77   86:21.03
---------------------------------------------    ----------    -------------------
                                                                   30.00 MILE
DESCRIPTION                                        TOTALS            RADIUS
---------------------------------------------    ----------    -------------------
PERSONS IN UNIT                                             199            37,314
1 PERSON UNITS                                           31.66%            23.62%
2 PERSON UNITS                                           32.66%            33.60%
3 PERSON UNITS                                           12.56%            18.46%
4 PERSON UNITS                                           13.57%            15.20%
5 PERSON UNITS                                            5.03%             6.01%
6 PERSON UNITS                                            3.52%             2.00%
7 + UNITS                                                 1.01%             1.12%
YEAR ROUND UNITS IN STRUCTURE                               215            42,331
SINGLE UNITS DETACHED                                    87.44%            74.22%
SINGLE UNITS ATTACHED                                     0.47%             1.09%
DOUBLE UNITS                                              0.47%             2.67%
3 TO 9 UNITS                                              0.47%             2.87%
10 TO 19 UNITS                                            0.00%             0.63%
20 TO 49 UNITS                                            0.00%             0.12%
50 + UNITS                                                0.00%             0.00%
MOBILE HOME OR TRAILER                                   10.70%            17.65%
ALL OTHER                                                 0.47%             0.77%
SINGLE/MULTIPLE UNIT RATIO                                 94.5             11.99
HOUSING UNITS BY YEAR BUILT                                 194            37,340
BUILT 1989 TO MARCH 1990                                  0.00%             2.36%
BUILT 1985 TO 1988                                        2.58%            12.81%
BUILT 1980 TO 1984                                        3.09%            11.06%
BUILT 1970 TO 1979                                       12.37%            25.67%
BUILT 1960 TO 1969                                        6.70%            14.91%
BUILT 1950 TO 1959                                        6.70%            13.85%
BUILT 1940 TO 1949                                        2.58%             8.99%
BUILT 1939 OR EARLIER                                    65.98%            10.35%